Executive Summary (This is a document excerpt)

At the half-way point toward the deadline for FFIEC compliance, most banks have not yet acted on selecting, much less implementing, solutions to strengthen online authentication. When it comes to picking a technology to improve online security, banks are reluctant to pull the trigger because they are cautious about making changes to the customer's online experience, concerned about the effectiveness and uncertainty of new technologies, and worried about the viability and support capabilities of new vendors. RSA Security, with its recent acquisitions of Cyota and PassMark, is now the leader in this market, with VeriSign and Entrust the strongest contenders at this time. To capitalize on the short-term opportunities and compete effectively against RSA, we will see a flurry of acquisitions, and the market will move toward solutions that coordinate risk monitoring with strong authentication.

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