August 10, 2007

Industry Essential: The US Insurance Market

This is the first document in the "Vertical Industry Tutorials" series.

by Ellen Carney, Marc Cecere

with Eric G. Brown, Bradford J. Holmes, Emily Van Metre

Executive Summary (This is a document excerpt)

The US insurance industry is the fifth largest industry sector in the country. The industry generated almost $1.4 trillion in revenues in 2002, yet, on average, it earns less than a penny for every premium dollar received. Insurance is regulated at the federal and state level, and the need to comply with 51 regulatory bodies drives a number of IT solution considerations. What do you need to know when selling technology goods and services into the US insurance market? This market overview describes the structure of the US insurance industry, its business and technology trends, industry leaders, strategic technology suppliers, and technology investment forecasts. It addresses the property and casualty, life and annuities, and reinsurance segments. Health insurance will be treated in a separate document.

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