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	July 27, 2007 (updated August 3, 2007) Coming Soon: Remote Deposit Capture For Consumers? The Payments Landscape Will Drive RDC Adoption by Mary Pilecki with Sharyn Leaver, Mary Ann Rogan	Average: 10  (3 ratings)

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Executive Summary

USAA has seen success in deposit growth since it began offering remote deposit capture (RDC) capabilities to consumer depositors. Although RDC adoption by businesses has been growing at a very fast rate, Forrester believes that the service for consumers needs time to enable more secure capabilities against fraud to be put in place, and to see if mass-market consumers actually realize any benefits beyond convenience. But with check writing quickly dwindling as a payments instrument, RDC for consumers might not have time to evolve into readiness for mass adoption, in which case it is likely to be a bridge technology relevant for a maximum of 10 years.

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