Jost   Hoppermann

Jost Hoppermann

Vice President, Principal Analyst Serving Application Development & Delivery Professionals

Jost serves Application Development & Delivery Professionals, particularly in financial services. As an analyst, he is an expert on a number of architecture and technology topics in global banking, such as off-the-shelf banking platforms (including core banking), mobile banking, online banking and omnichannel banking, payment and financial risk management solutions, banking architecture, banking platform transformation, architecture, and strategy. He also led research into the business and technology aspects of banking in the future (banking in 2023 and 2030).

During his more than 10 years with Forrester, Jost has provided strategic analysis and pragmatic advice to executives, operational-level managers, and architects on topics such as strategy plans, architecture development, governance, and large-scale software development, integration, and deployment. As a conference speaker and quoted expert, Jost has addressed numerous topics, such as industry trends, implementation, and the operation and migration of applications and systems, as well as the economic and strategic issues around these technologies.

Previous Work Experience

Jost came to Forrester through its acquisition of Giga Information Group. Prior to Giga, Jost was director of architecture at DG Bank, where he was responsible for the medium- and long-term development of architecture and related topics and for the definition of the technology part of its multichannel strategy. He was the chairman of the bank's architecture decision body. Prior to joining DG, Jost worked as a technology consultant for eight years. He was responsible for a consulting practice that ran projects in the architecture and information technology space. Earlier, Jost worked on database systems, operating systems, software development, Unix standardization, and IT security, including contributions to the German and European IT security criteria.

Education

Jost holds the German equivalent of a master's degree in computer science from the RWTH Aachen University.

Jost Hoppermann

Vice President, Principal Analyst Serving Application Development & Delivery Professionals

Jost serves Application Development & Delivery Professionals, particularly in financial services. As an analyst, he is an expert on a number of architecture and technology topics in global banking, such as off-the-shelf banking platforms (including core banking), mobile banking, online banking and omnichannel banking, payment and financial risk management solutions, banking architecture, banking platform transformation, architecture, and strategy. He also led research into the business and technology aspects of banking in the future (banking in 2023 and 2030).

During his more than 10 years with Forrester, Jost has provided strategic analysis and pragmatic advice to executives, operational-level managers, and architects on topics such as strategy plans, architecture development, governance, and large-scale software development, integration, and deployment. As a conference speaker and quoted expert, Jost has addressed numerous topics, such as industry trends, implementation, and the operation and migration of applications and systems, as well as the economic and strategic issues around these technologies.

Previous Work Experience

Jost came to Forrester through its acquisition of Giga Information Group. Prior to Giga, Jost was director of architecture at DG Bank, where he was responsible for the medium- and long-term development of architecture and related topics and for the definition of the technology part of its multichannel strategy. He was the chairman of the bank's architecture decision body. Prior to joining DG, Jost worked as a technology consultant for eight years. He was responsible for a consulting practice that ran projects in the architecture and information technology space. Earlier, Jost worked on database systems, operating systems, software development, Unix standardization, and IT security, including contributions to the German and European IT security criteria.

Education

Jost holds the German equivalent of a master's degree in computer science from the RWTH Aachen University.

Jost Hoppermann's Research

Most RecentMost Popular
  • For Application Development & Delivery Professionals

    REPORT: BIAN Takes A Big Step Toward The Promise Of Standard Banking APIs

    But This Is Just The First Step On A Long Journey

    October 24, 2018Jost Hoppermann

    One of the key promises of the Banking Industry Architecture Network (BIAN) is to deliver broad, rich API standards for the banking industry. Banks need unambiguous, executable banking API specifications that can become true standards. Application development and delivery (AD&D) professionals at banks should read this brief to understand the impact of BIAN's API announcements at SIBOS 2018.

  • For Application Development & Delivery Professionals

    REPORT: Tech Leaders: Guide Your Business Colleagues Through Their Digital Bank Technology Options

    The Different Ways To Deliver The Technology For Digital Banking Subsidiaries Will Influence Budgets And Risk — Be Prepared

    September 26, 2018Jost Hoppermann, Oliwia Berdak

    New digital banks and lenders are proliferating, with incumbents joining the ranks of fintech startups to capitalize on new digital business models. As the heads of these new ventures plot their vision and revenue streams, they risk neglecting one key decision: the banking technology of the new business. Tech leaders must guide their colleagues through the available technology options, as the "tech" of the fintech will affect not only the venture's innovation, budget, and timescale but also the parent's bank transformation and resources.

  • For Application Development & Delivery Professionals

    REPORT: Implementing Digital Core Banking At Smaller Banks

    Large Banks Aren't The Only Ones Moving Toward Sophisticated Digital Banking Platforms

    September 26, 2018Jost Hoppermann

    Traditional core banking is the natural enemy of true (i.e., end-to-end) digital banking transformation, while digital core banking is its closest friend. Until recently, digital core banking has almost exclusively been the territory of leading banks with large technology teams. This report shows how smaller banks can implement digital core banking and what application development and delivery (AD&D) teams can learn from them.

  • For Application Development & Delivery Professionals

    REPORT: The Forrester Wave™: Global Digital Banking Platforms, Q3 2018

    The 10 Solutions That Matter Most And How They Stack Up

    August 27, 2018Jost Hoppermann

    In our 40-criteria evaluation of digital banking platform providers, we identified the 10 most significant solutions — EdgeVerve (Infosys Finacle); Finastra (Fusion Essence and Fusion Phoenix); Intellect Design Arena; Oracle; SAP; Sopra Banking Software (Sopra Banking Amplitude and Sopra Banking Platform); Tata Consultancy Services (TCS); and Temenos — and researched, analyzed, and scored them. This report shows how each solution measures up and helps application development and delivery (AD&D) professionals make the right choice.

  • For eBusiness & Channel Strategy Professionals

    REPORT: Look For Banking Applications With Embedded Artificial Intelligence

    Off-The-Shelf Capabilities Offer A Fast Path Toward AI

    August 10, 2018Jost Hoppermann

    Artificial intelligence (AI) has quickly become a key tool for leading banks to improve customer experience, increase process efficiency, and drive revenue. AI's increasing maturity means that banks' digital business leaders should consider off-the-shelf AI-powered banking software. This brief provides an overview of AI use cases that banking platform vendors plan to have available within the next two to three years.

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