Digital (online and mobile) is now the top channel for US borrowers to purchase home loans. Hybrid mortgage borrowers make up the biggest segment in the US, with purely digital mortgage borrowers belonging to the second-largest segment. Hybrid mortgage borrowers are also generally more digitally engaged and offer lenders greater potential for post-purchase cross-selling and upselling. This infographic gives financial services leaders insight into the state of the mortgage journey that US consumers face in 2021.