Banks need to digitize the way they do business to remain competitive. Their application development and delivery (AD&D) teams must update their application landscapes to support this digital business transformation. However, existing solutions fail to meet the business needs of advanced banks, and transforming large parts of the banking platform is risky and costly. Forrester talked to both vendors and banks to learn their thoughts on how to solve this dilemma. This report presents digital core banking as the tool of choice to introduce new business capabilities.