These days, every man and his dog seem to have an incubator, a lab, or a venture fund in pursuit of startups. Many of these initiatives will disappear quietly in a few years, unable to prove their value. It's time to move beyond startup engagements that deliver only marketing hot air. There are potential cultural, commercial, and financial benefits to working with startups, but also plenty of risks. This report helps eBusiness executives at financial services firms navigate these risks and make the most of these budding relationships with startups.