Application development and delivery teams in financial services must design and select future-proof, forward-looking business applications capable of coping with future business scenarios. To accomplish this, they must be aware of key drivers and developments that shape the future of their industry. Forrester recently updated its predictions of the scenarios for banking in 2023, while analyzing key implications for banking applications. Our analysis tags four key drivers for banking in 2026: a focus on select "new" core competencies, ubiquitous and industrialized banking, as well as collaborative competition.