Brief: Disrupting Payments — Commerce Innovators Signal What Is To Come

Digital and mobile technology is evolving rapidly and transforming the way consumers and businesses interact. Investors are actively targeting the payments space as hundreds of well-funded potential disruptors seek to transform the payments ecosystem and enhance the way we shop and pay. These newer firms as well as savvy incumbents are hard at work enabling new commerce and payment services. Two industry events at the end of 2014 — Finovate Fall and Money20/20 — provided several days of content that highlights where key players in the payments ecosystem are investing and signals where future disruption is likely to come from. This report distills this content into four key themes that highlight the areas of future payments and commerce disruption that should be top of mind for eBusiness and channel strategy professionals in 2015 and beyond.