Peer-to-peer (P2P) currency exchange platforms like CurrencyFair, TransferWise, and Walutomat.pl match customers with one another to facilitate currency exchanges. These startups offer better exchange rates than retail banks and international money transfer firms do and have already saved customers millions of dollars in transaction fees. Read this report to learn who the main players are, to assess their disruptive potential, and to understand how to outflank them.