Digital financial innovation shows no signs of abating, with a series of financial technology (fintech) startups placing Hong Kong and Singapore firmly on the innovation map. As FinovateAsia 2016 in Hong Kong and the Global Fintech Hackcelerator in Singapore demonstrated, digital financial services executives have plenty of potential partners to choose from. Many fintech companies have had a change of heart, adopting a collaborative stance toward incumbents. This report picks key demos at the events and analyzes where innovation will come from next.