Best Practice Report

Encryption Vs. Tokenization: A Selection Guide

August 30th, 2022
With contributors:
Merritt Maxim , Lily Varon , Hailey DiCicco , Marissa Fritz


Every organization needs comprehensive cloud data protection. Encryption and tokenization play an important role in protecting payment and nonpayment data. This report describes key cloud encryption and tokenization use cases; outlines the benefits and challenges of cloud encryption, vaultless tokenization, and vaulted tokenization; and explains how security and risk (S&R) professionals can use our Encryption Vs. Tokenization Decision Tool to assess which mechanism to use for their data protection strategy.

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