Forecast Report

European Open Banking Forecast, 2022 To 2027

The Adoption Of Open Banking Is Poised For Robust Growth Across Countries And Use Cases

November 21st, 2022
Brandon Verblow, null
Brandon Verblow
Jacob Morgan, null
Jacob Morgan
With contributors:
Oliwia Berdak , Nicola Shorten , Rachel Birrell


The adoption of open banking services will more than double across European countries and use cases from 2022 to 2027. Interest in open banking services is high, and financial services providers are developing solutions that aim to fully tap this potential. How growth evolves in different countries will depend on factors like the historical pace of adoption of new digital financial services, consumer interest in open banking, and the maturity of the open banking ecosystem. This report quantifies and forecasts how these factors will impact the uptake of open banking solutions by country and use case, as well as the volume of open banking payments in each country.

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