Offline continues to be the top channel for home loan purchases, with 68% of Canadian mortgage borrowers choosing this touchpoint. Hybrid mortgage borrowers account for more than half of all borrowers in Canada; purely offline mortgage borrowers are the second-largest segment. Hybrid mortgage borrowers are also generally more digitally engaged and offer lenders higher potential for post-purchase cross-selling and upselling. This infographic gives financial services leaders insight into the state of the mortgage journey that Canadian consumers face in 2021.