As employees and customers increasingly rely on mobile and soon wearable devices to get work and personal tasks done, they'll need more engaging software that better anticipates and serves their in-the-moment needs. We've been tracking a new, interesting set of vendors that are applying the fundamentals of predictive analytics to employee- and company-managed cloud repositories to provide more intelligent personal assistance on mobile devices. This report introduces CIOs and business technology leaders to three pioneer vendors developing mobile apps that anticipate and proactively help individuals engage in the many facets of their lives.