Continued market volatility will send investors back to wealth management firms with strong advisory capabilities. An upstart broker, weakened by the cryptocurrency shakeout, will get sold to a firm looking to add a younger, digitally savvy demographic to its customer base. Inflation scares and new legislation will drive 20% of US retirement plan assets into annuities paying a reliable income. At least one wealth manager will begin offering NFT-related services to their customers. This report outlines our predictions for wealth managers in 2023.