Best Practice Report

Q&A: Peer-To-Peer Lending Platforms In China

The World's Largest P2P Market Is Growing In Sophistication

January 4th, 2016
With contributors:
Frederic Giron , Oliwia Berdak , Xiaofeng Wang , Benjamin Ensor , Alice Ma , Bill Nagel


Peer-to-peer (P2P) lending in China has reached a tipping point as market volatility and central bank regulation drive small investors and borrowers to P2P lenders for better interest rates and access to funds that traditional banks won't lend them. While we expect P2P lending to keep growing in 2016, only sophisticated and innovative platforms will survive and thrive. This report helps eBusiness and channel strategy pros at financial institutions and financial technology startups doing business in China set P2P lending strategies by outlining the main players, best practices for platform development, and the challenges that lie ahead.

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