Trends Report

Tech Leaders: Guide Your Business Colleagues Through Their Digital Bank Technology Options

The Different Ways To Deliver The Technology For Digital Banking Subsidiaries Will Influence Budgets And Risk — Be Prepared

September 26th, 2018
Jost Hoppermann, Vice President, Principal Analyst
Jost Hoppermann Vice President, Principal Analyst
Oliwia Berdak, VP, Research Director
Oliwia Berdak VP, Research Director
With contributors:
Benjamin Ensor , Sneha Dawda , Andrew Reese

Summary

New digital banks and lenders are proliferating, with incumbents joining the ranks of fintech startups to capitalize on new digital business models. As the heads of these new ventures plot their vision and revenue streams, they risk neglecting one key decision: the banking technology of the new business. Tech leaders must guide their colleagues through the available technology options, as the "tech" of the fintech will affect not only the venture's innovation, budget, and timescale but also the parent's bank transformation and resources.

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