In our 40-criteria evaluation of digital banking platform providers, we identified the 10 most significant solutions — EdgeVerve (Infosys Finacle); Finastra (Fusion Essence and Fusion Phoenix); Intellect Design Arena; Oracle; SAP; Sopra Banking Software (Sopra Banking Amplitude and Sopra Banking Platform); Tata Consultancy Services (TCS); and Temenos — and researched, analyzed, and scored them. This report shows how each solution measures up and helps application development and delivery (AD&D) professionals make the right choice.