In 2019, market consolidation and disruptive new entrants will force health plans to expand their core competencies if they hope to attract new members, reduce medical costs, and drive growth. Opportunity abounds for health plans that navigate these waters effectively, as the graying of the US population brings the potential for significant revenue growth, while emerging technologies drive improved member experience and cost savings. This report dissects the key health plan trends that healthcare CIOs will need to navigate in 2019 and offers guidance on how to respond.