Trends Report

Blockchain In Banking: Evolution, Not Revolution

Distributed Ledger Technology Hasn’t Led To Any Major Upheavals In Banking, But Banks Have Yet To Give Up On It

December 29th, 2022
Jost Hoppermann, null
Jost Hoppermann
With contributors:
Oliwia Berdak , Jacob Morgan , Merve Kandemir , Christian Prandi , Sam Bartlett


After the hype from the early days of blockchain reached its end, many digital business, innovation, and technology decision-makers seek to understand whether blockchain implementations have already created lasting business value in the banking sector. The few existing operational deployments are both in emerging or transitional countries and mature economies; they either fill service gaps or replace obsolete systems not fit for today’s fast-paced environments. This report provides examples of value-adding operational blockchain solutions in banking and an overview of further use cases in financial services.

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