Best Practice Report

Disrupting Finance: Digital Point-Of-Sale Lending

Digital Point-Of-Sale Lenders Offer Alternative Credit To Consumers And Incremental Sales To Merchants

March 13th, 2017
August du Pont, null
August du Pont
With contributors:
Benjamin Ensor , Jacob Morgan , Brendan Miller , Sam Wolken

Summary

Digital point-of-sale lending has emerged as a new category of lending to help consumers finance new spending and to help merchants reduce basket abandonment. By partnering with merchants and embracing digital technologies, disruptors like Affirm, Bread, and Klarna are competing directly with credit cards and store cards to provide customers with quick and easy short-term credit at the checkout. Digital business strategy executives should read this report to learn about the leading digital point-of-sale lenders, assess their disruptive potential, and understand how to outsmart them.

Want to read the full report?

Contact us to become a client

This report is available for individual purchase ($1495).

Forrester helps business and technology leaders use customer obsession to accelerate growth. That means empowering you to put the customer at the center of everything you do: your leadership strategy, and operations. Becoming a customer-obsessed organization requires change — it requires being bold. We give business and technology leaders the confidence to put bold into action, shaping and guiding how to navigate today's unprecedented change in order to succeed.