Summary
Startups globally have sought to disrupt business lending. By using alternative sources of data, continuously honing their underwriting algorithms, and using digital technologies to keep overheads low, firms like Amazon, Lufax, and OnDeck can offer easier access to credit for small businesses than traditional lenders. They have extended loans to businesses rejected by banks, wagering that they can find creditworthy borrowers that banks have overlooked. Learn who the main players in digital business lending are, how to assess their disruptive potential, and how to outsmart them.
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