Deferred payment solutions — a broad category covering installments; "buy now, pay later"; "pay in four"; point-of-sale financing; and alternative lending — promise merchants a boost in conversion rates, higher average order values, and increased repeat purchases. New vendors and new offerings from stalwarts are cropping up, offering merchants the ability to extend deferred payment terms at the point of sale. This report presents a review of the emerging vendors in the deferred payment market. Digital business strategy professionals should use it to understand the capabilities within market segments and to inform their technology strategies.