Forty-one percent of online US consumers with auto insurance are interested in a policy where premiums are determined by driving behavior such as mileage or driving carefully. Two-thirds of these interested consumers say they would likely buy a pay-as-you-drive policy. Challenges facing US carriers include lack of distribution and low consumer awareness. Forrester's Technographics® data shows that US insurers must educate customers about premium discounts and other policy features to convert these 30 million potential buyers.