Forrester expects US financial services tech budgets, including staff costs, to reach $495 billion in 2026, up from $449 billion in 2025, representing 10.3% year-over-year (YOY) growth. Financial services tech will make up 17.1% of US total tech spending in 2026. This report provides technology spending priorities, initiatives, and budget outlook for the US financial services industry in 2026.