B2B payments are inefficient and require costly manual interventions. With the pandemic bringing cost to the fore, firms must make payments a top strategic priority. Technology, regulations, and the post pandemic pace of change are putting a sharp focus on innovation, a fact not lost on a horde of fintechs and incumbents that are willing to exploit these opportunities. B2B payment providers and procurement specialists should read this report to see who is embracing change and driving innovation in Europe.