Trend Report

The Top Emerging Technologies In Banking, 2025

Jan 08, 2026

Summary

Bank execs and teams should have 10 emerging technologies on their radars. Four short-term technologies can deliver benefits quickly: genAI for language, synthetic data, TuringBots, and zero-party data platforms. Four medium-term technologies will deliver expected benefits in two to five years: agentic AI, blockchain, explainable AI, and quantum security. Two long-term technologies present big potential benefits and substantial risks: decentralized digital identity and quantum computing platforms. Read this report to understand the use cases and benefit horizon of each technology before considering deeper investigation and potential adoption.

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