Cyber insurance is a must-have, but organizations are finding that cyber insurance premiums are more costly, policies are more difficult to obtain, and policies attach more limitations and exclusions than before. In this report, we answer five key questions clients ask about cyber insurance. The Q&A will help you understand cyber insurance’s role in risk management, how to define appropriate coverage, ways to balance coverage and cost, factors that contribute to premiums, and other benefits you can expect from your insurance provider.