Vision Report

The Future Of Payments

Simplicity Underpins Future Payment Fabric

February 1st, 2022
Jacob Morgan, null
Jacob Morgan
With contributors:


The world of payments is increasingly complex; billions of customers pay millions of firms using hundreds of payment methods. Against this backdrop, regulators will struggle to contain risk, and firms will struggle to meet the changing needs of consumers. Something has to give. For consumers, payments will become less visible and, for merchants and businesses, more valuable. In the next decade, the focus will shift from consumers toward businesses, embedding payment technology (not payments) and mitigating complexity. Learn how encapsulation, orchestration, and aggregation grow in importance as programmable payments mature.

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