Digital touchpoints are crucial for credit card issuers because they are now the preferred way for customers to both research and apply for new credit cards. This makes the effectiveness of the website and mobile site, as well as the actions of digital business executives, crucial to driving firms' overall credit card sales. The leaders are digitally transforming their entire credit card business. To compete, digital business executives need to provide a compelling digital experience that is underpinned by fast, digitized processes. This is an update of a previous report published in August 2015.