How well do leading European auto and home insurers earn loyalty with the quality of their customer experience (CX)? This year, we reveal the complete rankings of 29 auto and home insurance brands in the UK, France, Italy, and Spain that were analyzed as part of the European Customer Experience Index (CX Index™) after the initial peak of the COVID-19 pandemic. We also unveil trends in CX quality and the role that emotion plays in CX. Customer experience professionals can use this report to inform their ongoing improvement efforts.